Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Cpc Financial
250 Tanglewood Lane • King Of Prussia, PA • 19406
• amorton@royalaa.com

Earl A. Clairmont Jr., John A Paciello, Richard C. Capasso, Andrew T. Gilinsky and Charles Wilensky are a Registered Representatives of and offers securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of  AZ, CA, CO, CT, DE, FL, GA, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, UT, VA, VT, and WV in which you are securities licensed). No offers may be made or accepted from any resident outside the specific state(s) referenced.


Earl A. Clairmont Jr., John A Paciello, Richard C. Capasso, Andrew T. Gilinsky and Charles Wilensky are also separately registered as an investment adviser representative under CPC Financial Planning Inc entity, a registered investment advisor, offering advisory services in the states of Delaware and Penssylvania in which the RIA is registered. As such, these services are strictly intended for individuals residing in these states.


Earl Clairmont and Richard Capasso also offer advisory services offered through Royal Alliance Associates, Inc., a Registered Investment Advisor.

Clairmont, Paciello & Co. P.C. and Tanglewood Financial Services Inc are not affiliated with Royal Alliance Associates Inc.

IMPORTANT CONSUMER INFORMATION:

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.